Okay, so I just went into coast capital, as it was in the same parking lot as the grocery store, and got a quote.
Basic 3rd party 865 my cost 519
Extension 3rd party (2 mil) 163 my cost 95
Collision (300 deductable) 527 my cost 332
Comprehensive (rate group 27) 474 my cost 275
total premiums 1221
that is at a 40% discount on a bike that I said was valued at 3500
I'm debating on whether to get the collision as the value of the bike is only 3500 and if i wreck parts or something i can just replace them. but i've talked to a few estimators at icbc and they all said to get it (obviously) but their arguments made sense.
anyways, i was thinking of trying megson and fitzpatrick for another quote.
what do you guys recommend? the dude at coast capital said I can't go private as i don't have 5 years with my class 6.
it's a zxr 636 and they say it falls in the 400-750 range. 1221 just seems high to me, but maybe not?
any help/info/tips/direction would be great.