Back in January, my car and bike insurance both expired at the same time. Its a slow time of year in my business, and I refuse to use Autoplan 12 for monthly insurance payments. So, I had to decide which vehicle to buy insurance for. The bike is WAAAAAY cheaper to insure than my car(750iL), and way way way way cheaper on gas. Plus, I was itching to ride, so I decided to renew the bike, and park my car. It's been about 3 weeks now, using the bike as my sole form of transport.
How's it been? Not bad, actually. Put about 1000km on her since January, been pretty lucky with nice dry weather, and no snow. Mostly commuting miles, but 1 BCSB group ride, and a few "sluffing off work to go for a blast" miles as well. I've got an expandable Nelson-Rigg tank bag, and my commute to work is only 15-20 minutes each way. Any longer, or having to cross a bridge, I would have insured the car.
The only problem I've had, is going grocery shopping. The tank bag holds a loaf of bread, 2L of milk, and/or some basic food essentials. The couple times I've needed to leave town to pick something up, I've either bummed a ride, or borrowed a car. I'll likely do the same when I need to do a larger grocery shop.
Cold weather is dealt with, via fleece, 2 piece leather suit, glove warmers, and a hoody for neck warmth. I'd like a heated vest, but haven't made the plunge yet.
Using the bike as a commuter, has changed my entire outlook on motorcycling, and really made me more alert and aware than ever before. 8am on a cold Monday morning in Surrey, is FULL of inattentive cagers, so lack of awareness could really fuck up my week!
I figured it would only be a week or 2 without my car, but I'm getting used to life with 2 wheels only, and will likely wait until March to insure the car. Not gonna lie, some days I dream of heated leather seats, 14 speakers, an automatic trans, and a V12 to pull me around. I'm thinking of maybe picking up a dual sport for next winter. Something with more "all season" tires, and a more relaxed seating position.
Anyway, anyone who has ever thought of having a bike only, it's not nearly as bad as I thought it would be. Go for it.