To help control costs, I was thinking of getting basic insurance through ICBC and damage insurance through Beacon (I have read many good things about Beacon here- and that it is cheaper).
My 2 questions are:
1) is this the Beacon everyone is referring to?
Seems like it is based on Salmom Arm - so the purchasing and application is all by mail?
2) if one does need to make a claim (aka bike theft or god forbid, bike accident) - is it difficult or does Beacon make it hard?
I have dealt with ICBC for years for my car and whenever I made a claim, there wasn't much hassle. I have dealt with other 3rd party insurance companies (for other reasons) - and they constantly ask questions, demand paperwork, etc,etc..A big hassle.