My friend lowsided his bike, couple years old, couple thousands dollar damage, about 1/3 of its market value.
Mostly cosmetic, but the Frame is scratched and needs Touchup paint. Should the bike be written-off by insurance company if ANY work need to be done involving the bike frame?? Or it is common practice to touch up the scratch?? I am sure the bike is safe to ride, but want to know the protocol.