ok so I know that Beacon is awesome, and that private is almost always cheaper than ICBC, etc, and i don't mean to repeat any threads over again. But, unfortunately i'm only 24 and therefore can't get Beacon just yet because i only have 8 years driving exp. Do you guys know of another private insurance company that would insure me with only 8 years (my record is clean, no accidents, no points on my license)?
OR, if i have to go ICBC, the real question then is what tips and tricks are there to spend as little as absolutely possible with ICBC? I've heard that it is cheaper to insure for a full year and then cancel as opposed to insuring for only 5-6 months. what about increasing deductible from $300 to $500? any other pointers?