So here is the gist of what I got myself into ... I recieved the annual call from "my insurance guy" to tell my my insurance was coming up on the 18th of the month and I had to get in to get it renewed. On the 16th, 3 blocks from my insurance broker I got pulled over ... for no insurance. As it turns out the voicemail from my insurance guy said the 15th NOT the 18th as I had heard it and I was running with no insurance. The cop let me call my broker and they sent someone out to insure me on the roadside as he waited in his car. Once the insurance was done the cop returned and hit me with a ticket for driving with no insurance and some story about what a favour he was doing me by not impounding my car (yes this was a car issue not a bike one) and here was my $700 fine for no insurance.
Now the next thing he said confused me altogehter .... after I signed for the ticket he told me that if he was me he would contest the ticket and hope to get the fine reduced. Seriousily ... here is your ticket but take a day off work and go to court because you can get your fine redued ... then why give me the ticket in the first place ??? So strange. So I did contest the ticket and I have a court date in June.
As a point of reference, I am a mid 30's sales exec, I was between clients mid day all "suited up", I was completely courteous to the officer and my driving record is very clean for 10+ years at least.
AND ... I get that I was in the wrong and it was my responsibility to check my insurance renewals.
So my question is ... because I have NEVER been to court over a ticket ... will the judge ask me if I am pleading to the charge ? And if so do I plead guilty and then ask for a reduced fine ? What do I base my request on ? The officers suggestion ? My clean record ?
I dont want to waste anyones time with this and only marginally opted to contest the ticket but on the other hand based on me and my driving record I do feel the punishment absolutely does not fit the crime here.
Thoughts ? Suggestions ?