O.k. for those of you thinking about private insurance, I just got insurance, so here's my shopping comparison:
ICBC basic coverage $712
ICBC Compulsory $1210 (500/500 deductible)
Coast Capital Compulsory $700 (1000/1000 deductible)
Megson Fitzpatrick Compulsory $548 (1000/1000 deductible)
This is with 7 years riding experience, 3 tickets in 5 years, no claims in 5 years and 43% discount.
So hope that helps all of you thinking of putting insurance on your bikes. And do it soon, it's gorgeous out there!!!