My wife being the midget...sorry vertically challenged...that she is, had to get her Ninja 250 lowered. We got a shaved seat and still had to lower the bike by about 2.5" for her to flatfoot the bike. There is approximately a 4-finger gap between the rear wheel and the rear fender. I've read on some of the Ninja 250 forums with lowered bikes, where the rear wheel ate through the fender and exposed the wires. I've tried pressing down on the passenger seat with my wimpy arms and the fender doesn't seem to hit the tire, but I'm wondering what happens if she runs over a speed bump or hits something on the road while at speed. For now, I'm just checking the rear fender after each ride to make sure there is no indication of rubbing. Is there any way to tell if the current gap is sufficient? She weighs about ~110 lbs if that counts for anything.
editL: suspension is currently set at stock setting