I see a few posts recently about earthquakes, based on a couple local rumbles recently, and was curious.......to those you who own homes, how many of you purchase the optional earthquake coverage?
If so, or not, what's the rationale, and general feeling.....if the "big one" hits us, will the coverage actually be there? Will YOU actually be around to make the claim?
I have had it in the past, an this was the first year I opted out, only because finances were tight at time of renewal, and we had higher priority bills to deal with.
In light of the recent activity, I question my decision, so wondering what/how others think?