So I just got my bike insured once again for the new season, and when I went in I decided to get a quote on extended coverage to see how much extra for the year it would cost.
The quote I got back on my ninja 250 was $325 for the year, for comprehensive, as well as gear coverage, roadside assistance, bike rental, storage, theft, etc..
Wondering if this seems like a good deal, or for that matter, if it's a good idea in general to get such coverage. An entire year of insurance only ends up costing me about $400 so this would bring me up to $725 to ride fully covered for the year.
I did finally after 3 years or so of riding have a hit and run happen to me, which ended up costing me $750 for the deductible and 2 months of waiting for the repairs (which were kinda shabbily done to be honest).