The new-to-me 2007 DRZ400sm! Completely stock except aftermarket turning signals, brake light and hand guards. US import with 4200 miles and tires only have about 1000km's or so. Settled it for $3650 with the second owner, who was so nice he even bought me a maintenance manual!
ICBC premium: $359 per year
Beacon Policy: $117 per year on top of my SV
Laughing out loud the whole ride home: Priceless
Cruises around town in 4th gear marvelously. I haven't taken it on the highway yet. The DRZ400sm suspension is awesome compared to the SV. The tires are also 160, but my next set will be 150 Avon Distanzias