Say we want to only have one individual on our insurance policy. So that I'm the only one that can drive my cars/bikes. Then wouldn't it make sense that I only pay one rate for any number of vehicles I own? Seeing as I can only physically drive one at a time.
Have more motorcycles/cars does not increase my risk. I think it's a total cash grab for people who have more than one vehicle. - I only thought of this today, because I wanted to get a cafe racer, but there's no way I could afford insurnace on my car, sportbike, and a cafe racer!