I have a quick question for everyone. I was victim of what was originally a hit and run on my parked bike, so I called my underwriter and opened up a claim. I have since found the driver and they are cooperating. So their insurance will be cover the repairs.
My underwriter, Federation, said that if I decide to go through insurance I should get back to him with all the details and he will deal with it.
Since this is now a collision with 100% fault of a driver with ICBC, my question now is there any benefit to keep Federation involved? Or should I just file the claim directly with ICBC? I'm just wondering if I were to take a cash out option would the underwriter be taking a cut?
Any other pros/cons to keeping the middle man involved?