I was wondering if anyone on here has ever had to make a claim for damage caused to their bike while it was parked? Whenever I leave my bike somewhere I'm paranoid that when I come back out the bike will be dumped on its side.
How would ICBC treat such a claim? Would it be up to me to prove that it didn't just simply fall over? Would it only be covered if there were witnesses or a camera?
What about private insurace companies?