i thought this would be usefull to people, as i am know going through the mess that is ICBC.
specifically section 117 which outlines what ICBC is really covering you for. do not be mistaken that if you insure your 2003 0km bike for what you payed, that is what ICBC will give you if you are in an accident.
this section states that they will pay you whatever they deem is cheaper at that time after they look at your vehicle. even if it is a write-off, or repairable.
IT DOES NOT MATTER IF IT IS YOUR FAULT OR NOT!!
also scroll down just under this section and look at the TOTAL amount they will give you for your helmet. yes your $1000 shoei is only covered for $300.
the more you know, the more you hate ICBC