hey all, well i've got a question on how to go about getting a loan at the best rate. hopefully all the financial minds on this board can give me a few tips. in the past i've always paid cash for my toys, thinking if you don't have the cash you can't afford it. so as you can probably tell i've never gone thru this process before. well now i've got to have a new toy but didn't plan on getting it. so i must get the loan. how do i go about getting the best rate? do i price shop between banks or even tell them what the auto company is willing to give? will they try and match or beat that? is there anyone on this site that could hook something up like that? thanks in advance.