As most of you know, I was in an accident involving gravel and a turn. Gravel was on the road. I was in a turn. Easy math.
What I want to know is this: The adjuster has informed me their is no way 'road conditions' or any other means is going to get me off from 100% liablity.
He said I can challenge it, but it would be futile, because the motor vehicle act says that I must use care and attention when riding/driving. I argued this fact to deaf ears. And I'm unsure as to how many corners I can take at 5km/h 'just to be sure it's safe'.
Anyhow, please let me know if you've had any success and how you went about it.