I've just started to put money aside for a downpayment for a first home. I figure it will take me about 2.5 years to get enough to buy something small like a shack or semi-non-ghetto townhome.
My question is for those of you who have homes already:
Did you save your DP money yourself, or were you fortunate enough to have a parent/grandparent/rich uncle who gifted you the initial capital?
For those who saved their own moola, how long did it take you to acquire a sufficient amount? 2.5 years seems like a long time, and knowing my desire to spend cash on goodies, that much long-term financial discipline seems daunting.
Any savings pointers/advice/encouragement will be most welcome.
As would any financial donations. All money can be sent to my PayPal account.