Well insurance time is coming up for most of us, and from previous posts we all know that declared value of the bike and actual value ICBC will pay out if there is a claim are two very different things. This is a delicate balancing act, and I'm sure some of us could use a little help from the more knowledgable out there. I have a 2003 CBR600RR that I insure year round through Megson, and last year my declared value of 13K was high, but Megson also covers gear, so it was very close. The bike is now a year older with 11,000Kms more on it. What would be a reasonable declared value for the ICBC portion of the insurance this year? Does anyone know where I can find book value on this? I don't wanna get screwed, but I also want to find the balance.