So ... here is the a case example.
your have a 02 R1 . and u insure it on the paper say it worth around $11000
later on you add stuff to your bike, custom paint job, full exhaust , rims etc . and u go add up your total value up to ...$15000 and make sure ICBC have what u have put in your bike on file. If you bike got stole . would ICBC really pay you $ to replace all those parts or they would just give you extra $500 bux and tell you to fuck off. anyone have experience simliar to this ?