Uninsure?
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Thread: Uninsure?

  1. #1
    Get to da choppah! Array k_vist's Avatar
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    Jun 2003
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    2010 Ducati Hypermotard Evo SP

    Uninsure?

    *SIGH*

    ... I just insured last week. I only intended to keep it on the road for a month (then cancel the insurance) because I'm going travelling. But, this forecast just keeps getting worse and worse. Do I tough it out and keep the plates on it for when/if it does clear up? Or do I give in and cancel now and save some cash (I'm strapped for money as is...).
    I don't ride in the rain since I dont have the gear and it's just plain unpleasant.
    Any thoughts?
    "Working on a motorcycle, working well, caring, is to become part of a process, to achieve an inner peace of mind. The motorcycle is primarily a mental phenomenon."

    - Zen and the Art of Motorcycle Maintenance, Robert M. Pirsig

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  3. #2
    Not a sexual innuendo Array thehump's Avatar
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    surrey/mission
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    97' honda vfr 750
    im pretty sure april is pretty rainy...
    im riding my bike rain or shine now because my tranny blew on my car... but if i had the choice id definitly take the car over the bike for the month... however, if ur gonna uninsure it, keep in mind the cancellation fees and other stuff.. might not be worth it.

  4. #3
    member Array latino rider's Avatar
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    Feb 2004
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    pitt meadows
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    z1000
    drive it's too wet

  5. #4
    Registered User Array sascrx88's Avatar
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    Apr 2003
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    The WET Coast
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    01 GSXR 600
    i insured on march 8th and have had nothing but miserable weather when i've had the time to ride. i know how you feel. i just looked at the forecast and nothing but rain for the next week.
    The biggest problem with motorcycles is the NUT that connects the seat to the handle bars.

  6. #5
    Registered User Array
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    Feb 2005
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    Chilliwack
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    1998 Ninja ZX-6
    haha all of us smarter riders had ours insured back in the sunny days of Feb, beginning of March...Cold yes, but sunny

  7. #6
    StagnantWaterPo
    Guest
    Or just suck it up a bit. Ride in the evenings and such?

  8. #7
    Get to da choppah! Array k_vist's Avatar
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    2010 Ducati Hypermotard Evo SP
    Quote Originally Posted by StagnantWaterPo
    Or just suck it up a bit. Ride in the evenings and such?
    How is riding in the evening when it's raining a solution to not riding in the day when it's raining?
    "Working on a motorcycle, working well, caring, is to become part of a process, to achieve an inner peace of mind. The motorcycle is primarily a mental phenomenon."

    - Zen and the Art of Motorcycle Maintenance, Robert M. Pirsig

  9. #8
    Yup, bin' on a holiday... Array SkipTkt's Avatar
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    Cool

    Keep it on the road for now. For arguement's sake, let's say all you need is three good days to make it worth your while -VS- three days of 'temporary insurance' permits. You're facing a cancellation fee anyway, which won't be lower in a month from now... so its seems the math wins out. Surely there'll be at least 3 days of good riding weather in the next month. Even tomorrow afternoon/evening is supposed to be okay. It'll rain for the rest of the week... but there's your 'day 1' -of only three- required to break even.

    Hope I've given you reason to do nothing at all. I'm good at it, aren't I?
    Last edited by SkipTkt; 04-03-2005 at 08:33 PM. Reason: schpelling
    It's not the number of breaths you take but the moments that leave you breathless.

  10. #9
    Registered User Array silent assassin's Avatar
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    kawasaki zx6r
    I would tough it out. The weather is so unpredictable...who knows you might get some sunny days. But if you decide to cancel then put storage insurance on it to avoid cancellation fees.

  11. #10
    Been riding since 1985 Array philtag6000's Avatar
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    Nov 2002
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    Burnaby
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    Coming soon
    cancellation fees on my bike was around $30.
    1 day insurance is around $35.00
    History of bikes:

    (1) '85 Honda Elite 150cc
    (2) '84 Honda Interceptor 500cc
    (3) '89 Kawasaki Ninja 600cc
    (4) '89 Honda Hurricane 600cc
    (5) '00 Kawasaki Ninja 250cc
    (6) '02 Honda CBR600F4i
    (7) '04 Suzuki Burgman 400cc

  12. #11
    I might be dangerous! Array Manic's Avatar
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    Quote Originally Posted by philtag6000
    cancellation fees on my bike was around $30.
    1 day insurance is around $35.00
    and you have to hand in your plate and then buy a new one later $$$

    cancelling is just not worth it, unless you don't have a 40% discount and/or pay some huge surcharge.

  13. #12
    Get to da choppah! Array k_vist's Avatar
    Join Date
    Jun 2003
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    Kelowna
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    2010 Ducati Hypermotard Evo SP
    Someone up there must like me!
    Thanks for the sun!
    "Working on a motorcycle, working well, caring, is to become part of a process, to achieve an inner peace of mind. The motorcycle is primarily a mental phenomenon."

    - Zen and the Art of Motorcycle Maintenance, Robert M. Pirsig

  14. #13
    Been riding since 1985 Array philtag6000's Avatar
    Join Date
    Nov 2002
    Location
    Burnaby
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    Coming soon
    Quote Originally Posted by Manic
    and you have to hand in your plate and then buy a new one later $$$

    cancelling is just not worth it, unless you don't have a 40% discount and/or pay some huge surcharge.
    I sold my bike, so i had to cancel it.
    History of bikes:

    (1) '85 Honda Elite 150cc
    (2) '84 Honda Interceptor 500cc
    (3) '89 Kawasaki Ninja 600cc
    (4) '89 Honda Hurricane 600cc
    (5) '00 Kawasaki Ninja 250cc
    (6) '02 Honda CBR600F4i
    (7) '04 Suzuki Burgman 400cc

  15. #14
    Registered Rider Array biko's Avatar
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    May 2004
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    Vancouver
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    R-Six
    Quote Originally Posted by k_vist
    *SIGH*

    ... I just insured last week. I only intended to keep it on the road for a month (then cancel the insurance) because I'm going travelling. But, this forecast just keeps getting worse and worse. Do I tough it out and keep the plates on it for when/if it does clear up? Or do I give in and cancel now and save some cash (I'm strapped for money as is...).
    I don't ride in the rain since I dont have the gear and it's just plain unpleasant.
    Any thoughts?
    Jeff I hate to admit it but April is going to be a garbage month. Check out the 14 day forecast.

    14 day forecast

  16. #15
    Get to da choppah! Array k_vist's Avatar
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    Jun 2003
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    Kelowna
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    2010 Ducati Hypermotard Evo SP
    Quote Originally Posted by biko
    Jeff I hate to admit it but April is going to be a garbage month. Check out the 14 day forecast.

    14 day forecast
    Realistically, weather forecasting becomes wildly inaccurate beyond 2-3 day. I hardly trust the 5-day forecast, let alone a 14-day.

    Today was supposed to be raining according to Sunday's forecast, so...

    There is always hope...
    "Working on a motorcycle, working well, caring, is to become part of a process, to achieve an inner peace of mind. The motorcycle is primarily a mental phenomenon."

    - Zen and the Art of Motorcycle Maintenance, Robert M. Pirsig

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