I keep seeing this term pushed aside from time to time and in the same breath people saying unknown factors involved.
Regardless of the circumstances or conditions in a single vehicle (bike) accident the only blame that can be laid is solely placed upon the rider.
Now you can argue till you’re blue in the face but if you, the rider, were riding within the limits of:
1. Your skills/experience.
You should never come into a situation that can end up in death or dismemberment! If you are riding with in your skills/experience level then whatever obstacle you encounter be it organic (animal, tree) or inorganic (tar snake, rock) The 25% reserve you have left is more then enough to be able to apply some possible safety maneuvers.
2. The road or road conditions.
The road you are riding may be familiar or unfamiliar regardless what may lay in wait for you beyond the next corner can be completely unexpected. It could be any one of a million possibilities. Say for instance, a tractor trailer with 2 wheels over the line… where are going to go if you’re cutting that awesome inside line with no room for error? You have to suddenly stand your bike up and that new trajectory has you heading for the ditch or the cliff. Now that could be construed as the trucks fault but solely the blame is with the rider, you!
3. Your bike.
How good is the gription in your tires? Is there any fluid dripping (slow or fast) that may come into contact with your tire turning what little contact area you had to the equivalent of a hot knife thru butter. Is the brake set up right? Is the clutch adjusted? Is the chain slack take into account? These may all seem little trivial things but in a sudden emergency maneuver they can all add up to a hell of a mess.
Now I’m not on some high and mighty soapbox, not in the least. This just my opinion based upon my past experiences. Flame away or discuss openly, either way I’m interested in what you all have to say on this topic...