Here's a question about insurance rates and surcharges and collector plates:
I have a 30% surcharge right now and was thinking about insuring an old-school bike with collector's plates on it. When I insure this bike with collector's plates will the 30% surcharge be applied to that bike or will they save it for my everyday bike (R1)? I want to buy a cheap bike to insure to avoid the 30% being tacked on to the R1 insurance.
Thanks for any input.