Hi guyz, just a question.
I understand that there are 2 mains things that affect the insurance rate.
CC of the bike and also the declared value.
I'm lookin at gettin a new F4I and i was wondering is it smart to declare it at the brand new price?.... i mean.. the moment u drive it off the lot the value depreciates rite?.. and if the bike is stolen.. even tho you over declare the value they will only give u the approximate blue book value rite? (which is definantly lower than purchase price)
also....does the value affect, the comprehensive + base? or just base?
your thoughts on this is greatly appreciated~