Hey all I never thought I'd be posting this but like the title said that's where my bike ended up today, I am shaken and stirred. It was a low speed 30-40km ride into the ditch coming out of a turn. I road the ditch for about 10 yards and got bounce off, landing on my right side and skidded on my head.
My gear did it's job saving me from road rash however lots of bruises and scrapes. My helmet has a 4"-5" crack and visor popped off during my tubble. My bike however didn't hold up, the gas tank got ripped off and everythings bent out of shape including my pride.
Now the fun part I know I should call ICBC to file a report, just in case my injures put me out of commission any length of time.
However if I file a report and don't make a claim on my bike, helmet or personal injuries would my insurance go up?? Or should I make a claim for the bike and equipement??? I've got road star however either way I don't want my insurance to go up. Your thoughts......
It's an 23 year old bike so I did't buy comprehensive because I picked it up for a good price.