Well this is third time my bike got crashed with no fault of my. I have GS500F that was bought new in 2004 and every year since then it had to go through ICBC once. First time was my first winter season when car came out of side street and hit me in back tire, second time was last year in spring when truck backed over it while it was parked and yesterday morning pedestrian run from median right in front of me to reach bus stop across the street causing me to crash while swerving and braking hard. At least I have a lady bus driver as a witness to this so ICBC can not take my discount, but I do not like that even if it is not my fault deductible has to be paid as it is one vehicle accident.
Heh, and funny thing is with this claim ICBC will have paid out with all claims together more to repair it then what I paid for new one at dealership.
PS. Ride safe and remember that they just do not see you on a road, especially winter months.