I received my papers in the mail after renewing my insurance with Coast Capital. See this thread.
After reading it I noticed that under vehicle usage it states that I cannot ride my bike offroad. After confirming what was meant by offroad I was told that logging and forest service roads are considered "offroad"
This is a recent change in policy.
This is a large issue for me because the bike I ride (bmw r1150gs) is a dualsport and I often ride logging and fsr.
After some back and forth I have had to cancel my insurance with Coast as this is not an acceptable situation. They are refunding my entire premium.
I am concerned that others on this site may have insured with Coast (perhaps due to my posts) under the assumption that they will be covered while riding on logging roads. This is not the case.
I let the rep know that I have sent many people to Coast and that the policy is short sighted as dual sports are a growing sector of the motorcycle market. He will be taking those comments to their underwriter (Cdn Nortern Shield)
Please check your policies if you think this will affect you.