ok there's the situation, i bought a bike yesterday and it cost me bout 2 G's.
My surcharge right now is at +20% (got into a bike accident 2 years ago and my previous discount was at -20%) = (
I'm thinking that the bike is so cheap, i'm only gonna put basic insurance on the bike, with increased 3rd party liability.
If i crash the bike (stolen, whatever), i wouldn't claim it anyways since its pretty cheap and i dun want my insurance going up higher.
Would this be a good idea? no collision and comprehensive for my bike worth 2000 dollars??? i need some advice!