My home insurer tells me vehicles are not covered in their policy, not in the house, not in the garage (attached or separate) and not on the property. Nor are vehicle related items such as keys, tires, etc.
I have not asked my insurer about engine oil, gasoline containers, spark plugs, air filters, batteries, battery chargers, seats, seat covers, jacks, stands, vehicle specific tools, etc but I assume they are not covered also.
Is this the case with your home insurance, or is my home insurer not providing good coverage?
The reason I ask is that some people have had items stolen from their home and/or their property (me included) and some people have had rodents invade their vehicles (me included).