So coast capital gives me a call.
They say since i was interested in getting insurance last year and now that I have 10yrs license and 3yrs class 6, I am eligible and they would like to give me a quote.
I say sure, Quote away
They ask me a bunch of questions including have you had any tickets in the last 5 years.
I have had about a 3-4 year break from tickets, but before that had tonnes + suspensions, and last summer I had 3, two of which iam disputing. I say yah 1 ticket...cause i dont count the ones in dispution and it may have been 4-5 years that i had all those tickets and suspensions (cant remember) haha
Anyway they say they wont quote if i have had more than 2 tickets in the past 5 years. I am fairly sure iam over that, but i say yah its around there.
She hesitantly gives me a quote of 434 for comprehensive.
My question is for anyone who knows the Coast Capital Process. Since they gave me a quote am I now in? Or do they do a more extensive search to see if your lying or not? If they dont do an extensive search, what if I insure with them and they find out about my history later? Will they try to not cover me in case of an accident or theft?
Thanks for any input