Wondering how much it is going to cost to insure my drz 400 for the year. I was planing to get full coverage. I have a 40% disc. Also I wanted to weigh the difference between my 400 and a 450 to insure. I guess i could wait a coupple of weeks when I get it insured but I figured that there's gotta be a few dozen drz riders roaming bcsb who could let me know. Thanks.