I've been riding for 4 seasons now, I guess you can call me intermediate. I enjoy riding, but I most enjoy it when the sun is shining, the temp is around 20 or higher, your visor is up and the wind is blowing through you - feels great no doubt. Riding when your chilled is a drag. My question is who is electivley riding in this 10 degree, cloudy day, humid chill you to the bone weather? I'm curious to your perspective.