If you're buying privately and want to finance through a bank, it also depends on how old the bike is . I work for a bank, and I know that I wouldn't give a $3000 loan for a 10 year old Honda CBR 600 F2. But a '99 R6, or something like that that still has a few tangible years and value left in it...that's would probably work. Interest rates through banks are generally very high though.
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