initial claims adjuster has been ok, seemed fair. Then i had to deal with another adjuster for my bike and that person tried to totally rip me off, low balled me for my bike.
So what you're saying is your experience is tainted because you're not getting what you feel is fair value for your motorcycle?
Okay then, let's break this down.
Your initial adjuster seemed okay.....
Then, you dealt with another adjuster for your bike.
That wasn't an adjuster, that was an estimator.
ICBC does one thing, and one thing only.
Automotive claims.
So they specialize.
An "adjuster," to adjust the claim, an "estimator," to deal with vehicle damage, and sometimes, a specialist who deals with total losses only.
Is the first adjuster you dealt with, also handling your injury claim?
If so, he/she's a bodily injury adjuster.
If you want to deal with icbc, bring your concerns to that adjuster.
Disagreements about vehicle value do not equate to a lack of integrity, merely a difference of opinion. If you have receipts, and your opinion of vehicle value is fair, backed up with what the market feels yoru bike is worth, there shouldn't be a problem.
If there's still an agreement, ask you *adjuster* how you undertake the arbitration process to deal with the vehicle value.
Separate the vehicle value issue with the injury issue, if that makes things more palatable for you.
what would you do if u wrote off your bike and now you owe money cause of the need for profit in icbc.
This argument is an emotional response to finding yourself "in the ditch," financially, and regretfully, you'll have to separate emotion from this business. I'm quite sure icbc's profit or loss does not hang on the value of your motorcycle, or mine, or the members of this forum.
Did you buy new? Then a new motorcycle depreciates more quickly than one you've purchased used.
Did you buy used, and now it's been dropped a few times, not repaired, and the tires are bald?
These are issues the *estimator* or *total loss* person is going to examine. You may actually be in a situation where your bike is worth less than when you bought it. icbc is in the unenviable position of having to buy a motorcycle from someone who preferred not to sell it. If it's a matter of not enough information on your motorcycle to close in on the real value, then communication and facts are in your favour.
Don't dismay.
Patiently work your way through your concerns by going back to icbc and telling them about it. Trouble with value? Tell them why, use facts.
"Buying 6 months ago and now I'm being offered less," is a fact, but revise that to "you're offering me $1,000 less than the median asking price of motorcycles of the same vintage," and backing that up with ad's from the buy and sell are facts that can get you what you want. See the difference?
It's a business, and in business, there's a lot of back and forth. Respectful communication is your friend.