Hey guys, I’m not a newbie really but I have just never crashed b4, yes I do stupid stuff all the time, but I know my limits and therefore have never crashed... Anyways getting to my question, I crashed coming out of my driveway of my apartment building, I didn't notice the little bit of oil in the driveway, and I stopped to look left and right, then took off (right) turning while doing that, while I was turning, my tire lost traction and I low sided my bike doing maybe like 5km/h (the most embarrassing thing I have ever done in my life) there isn't too much damage, only around 1,200.. Mostly my handlebar and my passenger footpeg took most of the hit... basically all cosmetic. But now I was wondering, I got like the best insurance they had to offer me, full coverage, collection and liability and everything.. (This is why my monthly payments were $300 + I had a 25% discount!) But now I was wondering if I report it to ICBC, would it affect my insurance rate?? (Plus this happened last Friday October.21 ’06, is it too late already??) Thx for the help.