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275 Posts
First off, let me start by saying I looked around for a place to put this, and I'm sorry if I'm in the wrong spot.
I'm mainly posting this because I need like-minded individuals to toss words with as I'm completely flustered right now.
What happened? I was out in Yellow Point on a leisure ride and some light rain started. Fortunately I had all my rain gear on.
I took the Island Highway to get there, and generally traffic was quiet.
I get out of a school zone, with a van in front of me, and some sedan behind me.
Everyone was keeping fair space margins as we had just come into a very very tight downhill turn.
It was what you'd expect from a country road. Iffy pavement with a lot of Tar filling etc etc... Rider 101: Riding back brake downhill, turning, in wet. Is a horrendous Idea. OBVIOUSLY I did no such thing. The van ahead of me starts to stop abruptly, I pull the bike up going about 10kmh and slowly apply the front brake. Right foot is still on the pegs, there's no way I even grazed the rear.
I let out the brake and lean in to get into a good position for the 4 way stop at the end up the road.
Next thing I know, I'm sliding down the hill on my side as my Ninja flies out of sight. I blacked out or something similar for a little while and when I got back up I looked around, both drivers in front and behind me stopped and got out to see if I was alright.. so I get to my feet, the nice man in front of my walked my Ninja to the side of the road, it went quite a ways after I stopped.
Nearly had a make-out session with a vans bumper as well.
So what's the damage? First off, it runs.
The right brake pedal is ripped off. and my fairings are FUBAR.
My Exhaust is beaten up as well.
All in all, my right side is completely done for.
I HAD to ride it home, as from a currency standpoint I couldn't afford the $200 to tow it home.. and it still ran, shifted, and braked fine.
this, in hindsight may have been a bad idea. But I had to.
After a while of making sure all my gear was in good shape and there was no bodily harm, I asked the woman behind me, "Did you see what happened?"
She must have a family member who rides, because she described it exactly how I would need to hear it to understand.
She said something like this: You were riding along, space margins were fine, I saw you straighten out and your brake light came on, then you slowly turned and straightened up again, then your rear-tire slid to the left, then to the right, then you tipped right and slid."
Guys, I know I might take heat for saying this. But what the hell did I do wrong?
Is this a "Shit happens" moment?
anyway.. I waited for a friend to come drive behind me on my way home.
It made it home no-problem.. Damages seem (Aside from the brake pedal) to be purely cosmetic.
So what did I do next? I called ICBC!
Here were my options,
Insurance premium goes up 75% and degrades down to a regular amount in 3 years time. But they cover everything, which is a couple grand in damage.
OR
I pay for it all and don't make the claim.
Let me start by saying, why am I paying for maximum coverage when it does nothing for me? What would you do? I'm honestly asking this as I still am trying to decide. I'm opting for fixing the damage myself.
I personally am fine, a little shaken up, I'm sending my helmet in to Shoei to make sure it's still fine.. and my gear held up amazingly.
When I hit pavement, I was wearing a Shoei RF-1100, Alpinestars Sp-1 gauntlets, Sidi B2 boots, a Shift Airborne Mesh Jacket with a Rainproof jacket over top. And unfortunately blue jeans, which didn't even fray.
I also had a backpack on.
Everything is still usable, save for the helmet which I wont know about until Shoei gets back to me..
Wear your gear.
I would be shredded if I wasn't.
So now I'm faced with a mint F4i.. a cosmetically shredded Ninja, and standard insurance rates.
My confidence is a little bashed.. but I'll be back on 2 wheels without any hesitation soon.
It sucks... a lot.
financially I can handle the repairs. but who likes spending 4 grand on stuff like this?
Anyway, I posted this as I wanted to share with you guys,
I'm a little mentally exhausted.. and I apologize for anything I might have said against a rule or posted this in the wrong place.
If you've got something to say, let 'er rip. I can take it.
Anything anyone has to say is appreciated. Even if it's to poke fun.
I'm really not sure what else to say...
Rubber side down guys/gals..
HasJuice
I'm mainly posting this because I need like-minded individuals to toss words with as I'm completely flustered right now.
What happened? I was out in Yellow Point on a leisure ride and some light rain started. Fortunately I had all my rain gear on.
I took the Island Highway to get there, and generally traffic was quiet.
I get out of a school zone, with a van in front of me, and some sedan behind me.
Everyone was keeping fair space margins as we had just come into a very very tight downhill turn.
It was what you'd expect from a country road. Iffy pavement with a lot of Tar filling etc etc... Rider 101: Riding back brake downhill, turning, in wet. Is a horrendous Idea. OBVIOUSLY I did no such thing. The van ahead of me starts to stop abruptly, I pull the bike up going about 10kmh and slowly apply the front brake. Right foot is still on the pegs, there's no way I even grazed the rear.
I let out the brake and lean in to get into a good position for the 4 way stop at the end up the road.
Next thing I know, I'm sliding down the hill on my side as my Ninja flies out of sight. I blacked out or something similar for a little while and when I got back up I looked around, both drivers in front and behind me stopped and got out to see if I was alright.. so I get to my feet, the nice man in front of my walked my Ninja to the side of the road, it went quite a ways after I stopped.
Nearly had a make-out session with a vans bumper as well.
So what's the damage? First off, it runs.
The right brake pedal is ripped off. and my fairings are FUBAR.
My Exhaust is beaten up as well.
All in all, my right side is completely done for.
I HAD to ride it home, as from a currency standpoint I couldn't afford the $200 to tow it home.. and it still ran, shifted, and braked fine.
this, in hindsight may have been a bad idea. But I had to.
After a while of making sure all my gear was in good shape and there was no bodily harm, I asked the woman behind me, "Did you see what happened?"
She must have a family member who rides, because she described it exactly how I would need to hear it to understand.
She said something like this: You were riding along, space margins were fine, I saw you straighten out and your brake light came on, then you slowly turned and straightened up again, then your rear-tire slid to the left, then to the right, then you tipped right and slid."
Guys, I know I might take heat for saying this. But what the hell did I do wrong?
Is this a "Shit happens" moment?
anyway.. I waited for a friend to come drive behind me on my way home.
It made it home no-problem.. Damages seem (Aside from the brake pedal) to be purely cosmetic.
So what did I do next? I called ICBC!
Here were my options,
Insurance premium goes up 75% and degrades down to a regular amount in 3 years time. But they cover everything, which is a couple grand in damage.
OR
I pay for it all and don't make the claim.
Let me start by saying, why am I paying for maximum coverage when it does nothing for me? What would you do? I'm honestly asking this as I still am trying to decide. I'm opting for fixing the damage myself.
I personally am fine, a little shaken up, I'm sending my helmet in to Shoei to make sure it's still fine.. and my gear held up amazingly.
When I hit pavement, I was wearing a Shoei RF-1100, Alpinestars Sp-1 gauntlets, Sidi B2 boots, a Shift Airborne Mesh Jacket with a Rainproof jacket over top. And unfortunately blue jeans, which didn't even fray.
I also had a backpack on.
Everything is still usable, save for the helmet which I wont know about until Shoei gets back to me..
Wear your gear.
I would be shredded if I wasn't.
So now I'm faced with a mint F4i.. a cosmetically shredded Ninja, and standard insurance rates.
My confidence is a little bashed.. but I'll be back on 2 wheels without any hesitation soon.
It sucks... a lot.
financially I can handle the repairs. but who likes spending 4 grand on stuff like this?
Anyway, I posted this as I wanted to share with you guys,
I'm a little mentally exhausted.. and I apologize for anything I might have said against a rule or posted this in the wrong place.
If you've got something to say, let 'er rip. I can take it.
Anything anyone has to say is appreciated. Even if it's to poke fun.
I'm really not sure what else to say...
Rubber side down guys/gals..
HasJuice