As it is April and daylight savings time is on I figured it's time to insure. I am going to buy the additional under insured motorist coverage at $25. This coverage is for if you get hurt by someone else who would not have enough insurance to fully fund your situation. This coverage includes when you are diving your car or walking down the street. Now I could see a single person with no dependents might not be interested but it would be interesting to see a few stats while I wait for the rain to stop.