it's funny the perception you guys have of the track. IMHO the chances of crashing while riding the streets far surpasses the chances of crashing on track.
On the street you have cars, pedestrians, sand, oil, crap, garbage, dogs, cats, children etc to worry about. In the event of a crash, you have all the above, plus trucks, curbs, poles needles and stuff you can crash into.
The only reason you would crash at the track is because you did it. There is none of the above reasons to blame, except you. When you crash, all you have to worry about is where you're gonna land (always safe), and how much your bike is gonna be damaged. Most crashes, people just pick up their bikes and go for more laps (re Kit).
I understand where you guys are coming from, I was like that before I attended a track day, but now I know what it's really like.